/* ===================================================================
   CrediteIFNOnline.ro — v3 Premium Design
   =================================================================== */

:root {
    --primary: #2563eb;
    --primary-dark: #1e40af;
    --primary-deeper: #1e3a8a;
    --primary-light: #3b82f6;
    --primary-lighter: #60a5fa;
    --primary-bg: #dbeafe;
    --primary-bg-subtle: #eff6ff;

    --gold: #f59e0b;
    --gold-light: #fbbf24;
    --gold-dark: #d97706;
    --gold-bg: #fffbeb;

    --dark: #0f172a;
    --text: #1e293b;
    --text-secondary: #334155;
    --text-light: #475569;
    --text-muted: #64748b;
    --text-subtle: #94a3b8;
    --text-faint: #cbd5e1;

    --bg: #ffffff;
    --bg-alt: #f8fafc;
    --border: #e2e8f0;
    --border-light: #f1f5f9;

    --success: #16a34a;
    --success-bg: #dcfce7;
    --error: #ef4444;

    --shadow-xs: 0 1px 2px rgba(0,0,0,0.04);
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.05), 0 1px 2px rgba(0,0,0,0.03);
    --shadow: 0 4px 6px -1px rgba(0,0,0,0.06), 0 2px 4px -2px rgba(0,0,0,0.04);
    --shadow-md: 0 10px 15px -3px rgba(0,0,0,0.07), 0 4px 6px -4px rgba(0,0,0,0.04);
    --shadow-lg: 0 20px 25px -5px rgba(0,0,0,0.07), 0 8px 10px -6px rgba(0,0,0,0.03);
    --shadow-xl: 0 25px 50px -12px rgba(0,0,0,0.12);
    --shadow-gold: 0 8px 24px -4px rgba(245,158,11,0.25);
    --shadow-primary: 0 8px 24px -4px rgba(37,99,235,0.25);

    --radius-sm: 8px;
    --radius: 12px;
    --radius-lg: 16px;
    --radius-xl: 20px;
    --radius-2xl: 24px;

    --ease: cubic-bezier(0.4, 0, 0.2, 1);
    --ease-out: cubic-bezier(0, 0, 0.2, 1);
    --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
    --dur: 0.25s;
    --dur-slow: 0.4s;

    --font: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

/* Reset */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;overflow-x:hidden;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{text-decoration:none;color:inherit;transition:color var(--dur) var(--ease)}
img{max-width:100%;display:block}
button{font-family:var(--font);cursor:pointer}
ul,ol{list-style:none}
input,textarea,select{font-family:var(--font)}

/* Utilities */
.container{max-width:1140px;margin:0 auto;padding:0 24px}
.container-sm{max-width:800px;margin:0 auto;padding:0 24px}
.text-center{text-align:center}
.text-gold{color:var(--gold)}
.text-primary{color:var(--primary)}
.text-muted{color:var(--text-muted)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}

/* Typography */
h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:800;line-height:1.08;color:var(--dark);letter-spacing:-0.03em}
h2{font-size:clamp(1.5rem,3.5vw,2.15rem);font-weight:800;line-height:1.18;color:var(--dark);letter-spacing:-0.02em}
h3{font-size:1.15rem;font-weight:700;line-height:1.35;color:var(--dark)}
h4{font-size:1rem;font-weight:700;color:var(--dark)}
.section-title{text-align:center;margin-bottom:12px}
.section-subtitle{text-align:center;color:var(--text-muted);margin-bottom:32px;font-size:1rem;max-width:540px;margin-left:auto;margin-right:auto;line-height:1.7}

/* ===== BUTTONS ===== */
.btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    padding:12px 28px;border:none;border-radius:var(--radius);
    font-size:0.92rem;font-weight:700;cursor:pointer;
    transition:all var(--dur) var(--ease);white-space:nowrap;position:relative;
}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}

.btn-primary{background:var(--primary);color:#fff;box-shadow:var(--shadow-primary)}
.btn-primary:hover{background:var(--primary-dark);box-shadow:0 12px 28px -4px rgba(37,99,235,0.35)}

.btn-gold{
    background:linear-gradient(135deg,var(--gold),var(--gold-light));
    color:#fff;text-shadow:0 1px 1px rgba(0,0,0,0.1);box-shadow:var(--shadow-gold);
}
.btn-gold:hover{background:linear-gradient(135deg,var(--gold-dark),var(--gold));box-shadow:0 12px 28px -4px rgba(245,158,11,0.4)}

.btn-outline{background:#fff;color:var(--primary);border:2px solid var(--border);box-shadow:var(--shadow-xs)}
.btn-outline:hover{border-color:var(--primary);background:var(--primary);color:#fff;box-shadow:var(--shadow-primary)}

.btn-white{background:#fff;color:var(--primary);box-shadow:var(--shadow-sm)}
.btn-white:hover{box-shadow:var(--shadow-md)}

.btn-lg{padding:15px 32px;font-size:1rem;border-radius:14px}
.btn-sm{padding:8px 16px;font-size:0.82rem;border-radius:var(--radius-sm)}
.btn-block{width:100%}
.btn-arrow{font-size:1.15em;transition:transform var(--dur) var(--ease)}
.btn:hover .btn-arrow{transform:translateX(4px)}

/* ===== HEADER ===== */
.header{
    position:fixed;top:0;left:0;right:0;z-index:1000;
    background:rgba(255,255,255,0.82);backdrop-filter:blur(20px) saturate(180%);
    -webkit-backdrop-filter:blur(20px) saturate(180%);
    border-bottom:1px solid transparent;transition:all 0.3s var(--ease);
}
.header.scrolled{background:rgba(255,255,255,0.96);border-bottom-color:var(--border);box-shadow:0 1px 8px rgba(0,0,0,0.04)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:68px}

.logo{display:flex;align-items:baseline;gap:0}
.logo-icon{display:none}
.logo-text{display:contents}
.logo-main{font-family:'Inter',var(--font);font-size:1.35rem;font-weight:800;letter-spacing:-0.5px;color:var(--primary)}
.logo-accent{font-family:'Inter',var(--font);font-size:1.35rem;font-weight:800;letter-spacing:-0.5px;color:var(--dark)}
.logo-tld{font-family:'Inter',var(--font);font-size:0.85rem;font-weight:700;color:var(--text-muted);margin-left:1px}

.nav{display:flex;align-items:center;gap:2px}
.nav-link{padding:8px 14px;font-weight:600;color:var(--text-light);font-size:0.88rem;border-radius:var(--radius-sm);transition:all var(--dur)}
.nav-link:hover{color:var(--primary);background:var(--primary-bg-subtle)}
.nav-item{position:relative}
.nav-item>a{display:flex;align-items:center;gap:4px;padding:8px 14px;font-weight:600;color:var(--text-light);font-size:0.88rem;border-radius:var(--radius-sm);transition:all var(--dur);cursor:pointer}
.nav-item>a:hover{color:var(--primary);background:var(--primary-bg-subtle)}
.nav-chevron{width:12px;height:12px;transition:transform var(--dur) var(--ease)}

.dropdown-menu{
    position:absolute;top:calc(100% + 6px);left:50%;transform:translateX(-50%) translateY(4px);
    min-width:220px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);
    box-shadow:var(--shadow-lg);padding:6px;opacity:0;visibility:hidden;
    transition:all 0.2s var(--ease);z-index:100;pointer-events:none;
}
.nav-item:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);pointer-events:auto}
.nav-item:hover .nav-chevron{transform:rotate(180deg)}
.dropdown-menu a{display:block;padding:9px 14px;font-size:0.88rem;font-weight:600;color:var(--text-light);border-radius:var(--radius-sm);transition:all 0.15s}
.dropdown-menu a:hover{background:var(--primary-bg-subtle);color:var(--primary)}

.header-cta{padding:9px 20px;font-size:0.85rem}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;padding:8px;z-index:10}
.burger span{display:block;width:20px;height:2px;background:var(--text);border-radius:2px;transition:all 0.3s var(--ease)}
.burger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.active span:nth-child(2){opacity:0}
.burger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ===== HERO ===== */
.hero{
    padding:130px 0 80px;
    background:linear-gradient(135deg,#0f1e4a 0%,#1a3a7a 40%,#1d4ed8 100%);
    color:#fff;position:relative;overflow:hidden;
}
/* Pattern + glow layers */
.hero::before{pointer-events:none;
    content:'';position:absolute;inset:0;z-index:1;pointer-events:none;
    background:
        url("data:image/svg+xml,%3Csvg width='24' height='24' viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M11 0h2v8h8v2h-8v8h-2v-8H3v-2h8V0z' fill='%23ffffff' fill-opacity='0.04'/%3E%3C/svg%3E"),
        radial-gradient(ellipse at 15% 85%,rgba(96,165,250,0.2) 0%,transparent 50%),
        radial-gradient(ellipse at 85% 15%,rgba(245,158,11,0.1) 0%,transparent 50%),
        radial-gradient(ellipse at 50% 0%,rgba(255,255,255,0.06) 0%,transparent 60%);
}
.hero::after{display:none}

.hero .container{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero-content{position:relative;z-index:2}
.hero-content h1{margin-bottom:18px;color:#fff;line-height:1.1}
.hero-subtitle{font-size:1.05rem;color:rgba(255,255,255,0.85);line-height:1.75;margin-bottom:24px}
.hero-trust{display:flex;gap:10px;flex-wrap:wrap}
.hero-trust-item{
    display:flex;align-items:center;gap:6px;font-size:0.82rem;
    color:rgba(255,255,255,0.8);font-weight:600;
    padding:6px 14px;border-radius:100px;
    background:rgba(255,255,255,0.12);border:1px solid rgba(255,255,255,0.15);
}

/* ===== PAGE HERO ===== */
.page-hero{
    padding:110px 0 40px;
    background:linear-gradient(135deg,#0f1e4a 0%,#1a3a7a 50%,#1d4ed8 100%);
    color:#fff;position:relative;overflow:hidden;
}
.page-hero::before{content:'';position:absolute;pointer-events:none;top:-30%;right:-10%;width:400px;height:400px;background:radial-gradient(circle,rgba(255,255,255,0.06) 0%,transparent 60%);border-radius:50%}
.page-hero::after{content:'';position:absolute;pointer-events:none;bottom:-20%;left:-5%;width:300px;height:300px;background:radial-gradient(circle,rgba(245,158,11,0.08) 0%,transparent 60%);border-radius:50%}
.page-hero .container{position:relative;z-index:1}
.page-hero h1{font-size:clamp(1.5rem,4vw,2.1rem);margin-bottom:10px;color:#fff;border:none;padding-top:0}
.page-hero p,.page-hero .hero-subtitle{font-size:0.95rem;color:rgba(255,255,255,0.6);max-width:560px;margin-bottom:16px}
.page-hero .breadcrumb{padding:0 0 12px;border-bottom:none;margin-bottom:0;color:rgba(255,255,255,0.4)}
.page-hero .breadcrumb a{color:rgba(255,255,255,0.5)}
.page-hero .breadcrumb strong,.page-hero .breadcrumb span{color:rgba(255,255,255,0.7)}
.page-hero .hero-trust{margin-bottom:16px;justify-content:flex-start}
.page-hero .hero-trust-item{background:rgba(255,255,255,0.1);border-color:rgba(255,255,255,0.15);color:rgba(255,255,255,0.8)}
.page-hero .btn{margin-bottom:0}
.page-hero.centered,.page-hero{text-align:left}
.page-hero .breadcrumb{text-align:left}

/* Breadcrumbs */
.breadcrumb{padding:12px 0;font-size:0.8rem;color:var(--text-subtle);border-bottom:1px solid var(--border-light);margin-bottom:0}
.breadcrumb-list{display:flex;flex-wrap:wrap;gap:4px;align-items:center}
.breadcrumb-list li{display:flex;align-items:center;gap:4px}
.breadcrumb-list li::after{content:'›';color:var(--text-faint);margin-left:4px}
.breadcrumb-list li:last-child::after{display:none}
.breadcrumb-list a{color:var(--primary);font-weight:600}
.breadcrumb-list a:hover{text-decoration:underline}
.breadcrumb-list .current{color:var(--text-muted);font-weight:600}

/* ===== CALCULATOR ===== */
.calculator-card{
    background:#fff;border-radius:var(--radius-2xl);padding:0;color:var(--text);
    box-shadow:0 20px 50px -12px rgba(0,0,0,0.25);
    overflow:hidden;position:relative;z-index:2;
}
.calculator-header{
    padding:24px 28px 18px;
    background:linear-gradient(135deg,var(--primary-deeper),var(--primary));
    color:#fff;
}
.calculator-header h2{font-size:1.2rem;margin-bottom:2px;color:#fff}
.calculator-header p{color:rgba(255,255,255,0.65);font-size:0.85rem}

.calculator-body{padding:24px 28px}

.slider-group{margin-bottom:22px}
.slider-label{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;font-weight:600;font-size:0.88rem;color:var(--text-secondary)}
.slider-value{
    color:var(--primary);font-size:1.3rem;font-weight:800;white-space:nowrap;
}

.range-slider{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:4px;background:var(--border);outline:none}
.range-slider::-webkit-slider-thumb{
    -webkit-appearance:none;width:24px;height:24px;border-radius:50%;
    background:var(--primary);cursor:pointer;
    box-shadow:0 0 0 4px #fff,0 2px 10px rgba(37,99,235,0.3);
    transition:transform var(--dur) var(--ease-spring);
}
.range-slider::-webkit-slider-thumb:hover{transform:scale(1.15)}
.range-slider::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:var(--primary);cursor:pointer;border:4px solid #fff;box-shadow:0 2px 10px rgba(37,99,235,0.3)}
.slider-range{display:flex;justify-content:space-between;font-size:0.74rem;color:var(--text-faint);margin-top:6px;font-weight:600}

.calculator-summary{
    display:grid;grid-template-columns:repeat(3,1fr);gap:1px;
    background:var(--border);border-radius:var(--radius);overflow:hidden;margin-bottom:20px;
}
.summary-item{text-align:center;background:var(--bg-alt);padding:14px 10px}
.summary-label{display:block;font-size:0.68rem;color:var(--text-muted);margin-bottom:3px;font-weight:700;text-transform:uppercase;letter-spacing:0.05em}
.summary-value{display:block;font-size:1rem;font-weight:800;color:var(--dark)}
.summary-value.highlight{color:var(--primary);font-size:1.1rem}

/* ===== STATS ===== */
.stats{padding:40px 0;background:var(--bg);border-bottom:1px solid var(--border-light)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stat-item{text-align:center;padding:16px 8px}
.stat-number{
    display:block;font-size:2.2rem;font-weight:800;margin-bottom:4px;
    background:linear-gradient(135deg,var(--primary),var(--primary-light));
    -webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;
}
.stat-label{font-size:0.85rem;color:var(--text-muted);font-weight:600}

/* ===== SCROLL REVEAL ===== */
.reveal{opacity:0;transform:translateY(24px);transition:opacity 0.6s var(--ease-out),transform 0.6s var(--ease-out)}
.reveal.visible{opacity:1;transform:translateY(0)}

/* ===== CARDS ===== */
.card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
    padding:28px 24px;transition:all var(--dur-slow) var(--ease);
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--primary-bg)}

/* Steps */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;position:relative}
.steps-grid.cols-4{grid-template-columns:repeat(4,1fr)}
.steps-grid.cols-2{grid-template-columns:repeat(2,1fr)}
.steps-grid::before{pointer-events:none;content:'';position:absolute;top:46px;left:17%;right:17%;height:2px;background:var(--border);z-index:0}
.step-card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
    padding:36px 20px 28px;text-align:center;position:relative;z-index:1;
    transition:all var(--dur-slow) var(--ease);
}
.step-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:transparent}
.step-number{
    position:absolute;top:-16px;left:50%;transform:translateX(-50%);
    width:32px;height:32px;border-radius:50%;background:var(--primary);
    color:#fff;font-weight:800;font-size:0.85rem;display:flex;align-items:center;justify-content:center;
    box-shadow:0 2px 8px rgba(37,99,235,0.3);
}
.step-icon{font-size:2rem;margin-bottom:14px;width:56px;height:56px;margin-left:auto;margin-right:auto;display:flex;align-items:center;justify-content:center;background:var(--primary-bg-subtle);border-radius:var(--radius)}
.step-card h3{margin-bottom:8px;font-size:1.05rem}
.step-card p{color:var(--text-muted);font-size:0.88rem;line-height:1.6}

/* Benefits */
.benefits{padding:56px 0;background:var(--bg-alt)}
.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.benefit-card{background:#fff;border-radius:var(--radius-lg);padding:28px 20px;text-align:center;border:1px solid var(--border);transition:all var(--dur-slow) var(--ease)}
.benefit-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:transparent}
.benefit-icon{font-size:1.6rem;margin-bottom:14px;width:48px;height:48px;margin-left:auto;margin-right:auto;display:flex;align-items:center;justify-content:center;background:var(--primary-bg-subtle);border-radius:var(--radius);transition:all var(--dur)}
.benefit-card:hover .benefit-icon{background:var(--primary-bg);transform:scale(1.08)}
.benefit-card h3{margin-bottom:6px;font-size:1rem}
.benefit-card p{color:var(--text-muted);font-size:0.86rem;line-height:1.6}

/* Conditions */
.conditions{padding:56px 0}
.conditions-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.condition-card{background:#fff;border-radius:var(--radius-lg);padding:24px 18px;text-align:center;border:1px solid var(--border);transition:all var(--dur-slow) var(--ease)}
.condition-card:hover{border-color:var(--primary-light);box-shadow:var(--shadow);transform:translateY(-3px)}
.condition-icon{font-size:1.8rem;margin-bottom:12px;width:48px;height:48px;margin-left:auto;margin-right:auto;display:flex;align-items:center;justify-content:center;background:var(--gold-bg);border-radius:var(--radius)}
.condition-card h3{margin-bottom:6px;font-size:0.95rem}
.condition-card p{color:var(--text-muted);font-size:0.84rem}

/* Providers */
.provider-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.provider-card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius-xl);
    padding:24px;transition:all var(--dur-slow) var(--ease);position:relative;
    display:flex;flex-direction:column;
}
.provider-card:hover{border-color:var(--primary-bg);box-shadow:var(--shadow-lg);transform:translateY(-4px)}
.provider-card.featured{
    border:2px solid var(--gold);
    background:linear-gradient(170deg,var(--gold-bg) 0%,#fff 35%);
    box-shadow:var(--shadow-gold);
}
.provider-badge{
    position:absolute;top:16px;right:16px;
    background:linear-gradient(135deg,var(--gold),var(--gold-light));color:#fff;
    padding:5px 14px;font-size:0.72rem;font-weight:700;
    border-radius:100px;box-shadow:0 2px 8px rgba(245,158,11,0.25);z-index:2;
}

/* Provider card header (logo + promo) */
.provider-card>div[style*="flex-wrap"]{margin-bottom:4px !important}
.provider-card>div[style*="flex-wrap"] img{height:40px !important;max-width:140px !important}
.provider-name{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.provider-type{
    display:inline-block;font-size:0.72rem;color:var(--primary);font-weight:700;
    background:var(--primary-bg-subtle);padding:3px 10px;border-radius:100px;
}
.provider-card .offer-promo{flex-shrink:0;font-size:0.75rem;padding:5px 12px}

/* Provider stats */
.provider-stats{
    display:grid;grid-template-columns:repeat(3,1fr);gap:1px;
    background:var(--border);border-radius:var(--radius);overflow:hidden;margin-bottom:16px;
}
.provider-stat{text-align:center;background:var(--bg-alt);padding:14px 8px}
.provider-stat-label{display:block;font-size:0.66rem;color:var(--text-subtle);font-weight:700;text-transform:uppercase;letter-spacing:0.04em;margin-bottom:3px}
.provider-stat-value{font-size:0.9rem;font-weight:800;color:var(--dark)}

/* Provider CTA - all buttons prominent */
.provider-card>.btn,.provider-card>a.btn{
    margin-top:auto;border-radius:var(--radius);font-size:0.92rem;padding:13px 20px;
}
.provider-card.featured>.btn,.provider-card.featured>a.btn{box-shadow:var(--shadow-gold)}
/* Make outline buttons more visible */
.provider-card .btn-outline{border-width:2px;font-weight:700}
.provider-card .btn-outline:hover{background:var(--primary);color:#fff;border-color:var(--primary)}

/* Legacy structure support */
.provider-card-header{display:flex;align-items:center;gap:14px;padding:20px 22px 16px;border-bottom:1px solid var(--border-light)}
.provider-card-header img{height:40px;width:auto;object-fit:contain;max-width:140px}
.provider-card-body{padding:16px 22px}
.provider-card-footer{padding:0 22px 20px}
.provider-card-footer .btn{border-radius:var(--radius)}

/* ===== REVIEWS ===== */
.reviews{padding:56px 0;background:var(--bg-alt)}
.reviews-rating{text-align:center;margin-bottom:36px}
.stars{color:var(--gold);font-size:1.3rem;margin-right:8px;letter-spacing:2px}
.rating-text{color:var(--text-muted);font-weight:700;font-size:0.92rem}
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.review-card{background:#fff;border-radius:var(--radius-lg);padding:24px;border:1px solid var(--border);position:relative;transition:all var(--dur-slow) var(--ease)}
.review-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}
.review-card::before{pointer-events:none;content:'\201C';position:absolute;top:12px;right:20px;font-size:3.5rem;color:var(--primary-bg);font-family:Georgia,serif;line-height:1}
.review-stars{color:var(--gold);margin-bottom:12px;font-size:0.95rem;letter-spacing:1px}
.review-card p{color:var(--text-light);margin-bottom:16px;font-size:0.9rem;font-style:italic;line-height:1.7;position:relative;z-index:1}
.review-author{display:flex;justify-content:space-between;align-items:center;font-size:0.85rem;padding-top:12px;border-top:1px solid var(--border-light)}
.review-author strong{color:var(--dark)}
.review-author span{color:var(--text-subtle);font-size:0.8rem}

/* ===== FAQ ===== */
.faq{padding:56px 0}
.faq-list{max-width:700px;margin:0 auto}
.faq-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:8px;overflow:hidden;transition:all var(--dur);background:#fff}
.faq-item:hover{border-color:var(--text-faint)}
.faq-item.active{border-color:var(--primary);box-shadow:0 2px 12px rgba(37,99,235,0.06)}
.faq-question{display:flex;justify-content:space-between;align-items:center;width:100%;padding:18px 22px;background:none;border:none;font-size:0.95rem;font-weight:700;color:var(--dark);cursor:pointer;text-align:left;gap:14px;transition:color var(--dur)}
.faq-item.active .faq-question{color:var(--primary)}
.faq-toggle{width:26px;height:26px;border-radius:50%;background:var(--bg-alt);display:flex;align-items:center;justify-content:center;font-size:1.1rem;color:var(--primary);transition:all 0.3s var(--ease);flex-shrink:0}
.faq-item.active .faq-toggle{background:var(--primary);color:#fff;transform:rotate(45deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.4s var(--ease)}
.faq-item.active .faq-answer{max-height:500px}
.faq-answer p,.faq-answer ul{padding:0 22px 18px;color:var(--text-light);font-size:0.92rem;line-height:1.75}
.faq-answer ul{padding-left:42px}
.faq-answer ul li{list-style:disc;margin-bottom:4px}

/* ===== CTA BANNER ===== */
.cta-banner{padding:52px 0;background:linear-gradient(135deg,#0f1e4a 0%,#1a3a7a 50%,#1d4ed8 100%);color:#fff;text-align:center;position:relative;overflow:hidden}
.cta-banner::before{content:'';position:absolute;top:-30%;right:-10%;width:350px;height:350px;background:radial-gradient(circle,rgba(255,255,255,0.06) 0%,transparent 60%);border-radius:50%;pointer-events:none}
.cta-banner::after{content:'';position:absolute;bottom:-20%;left:-5%;width:250px;height:250px;background:radial-gradient(circle,rgba(245,158,11,0.08) 0%,transparent 60%);border-radius:50%;pointer-events:none}
.cta-banner h2{color:#fff;margin-bottom:10px;position:relative}
.cta-banner p{color:rgba(255,255,255,0.7);margin-bottom:28px;font-size:1.05rem;position:relative}
.cta-banner .btn{position:relative}

/* ===== CONTENT SECTIONS ===== */
.content-section{padding:56px 0}
.content-section:nth-child(even){background:var(--bg-alt)}
.content-section h2{margin-bottom:16px}
.content-section p{color:var(--text-light);font-size:0.98rem;line-height:1.8;margin-bottom:16px}

.content-with-sidebar{display:grid;grid-template-columns:1fr 300px;gap:48px;align-items:start}
.sidebar{position:sticky;top:88px}
.sidebar-card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
    padding:24px;margin-bottom:16px;transition:box-shadow var(--dur);
}
.sidebar-card:hover{box-shadow:var(--shadow-sm)}
.sidebar-card h3{font-size:0.92rem;margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid var(--primary-bg);color:var(--primary-dark)}
.sidebar-card ul li{margin-bottom:6px}
.sidebar-card ul li a{
    display:block;color:var(--text-light);font-size:0.86rem;font-weight:600;
    padding:6px 10px;border-radius:var(--radius-sm);transition:all var(--dur);
}
.sidebar-card ul li a:hover{color:var(--primary);background:var(--primary-bg-subtle);transform:translateX(2px)}
.sidebar-cta{
    background:linear-gradient(145deg,var(--primary-deeper),var(--primary));
    color:#fff;border-radius:var(--radius-lg);padding:28px;text-align:center;
    position:relative;overflow:hidden;
}
.sidebar-cta::before{content:'';position:absolute;pointer-events:none;top:-30%;right:-20%;width:120px;height:120px;background:radial-gradient(circle,rgba(255,255,255,0.08),transparent 70%);border-radius:50%}
.sidebar-cta h3{color:#fff;font-size:1.05rem;margin-bottom:8px;position:relative}
.sidebar-cta p{color:rgba(255,255,255,0.75);font-size:0.86rem;margin-bottom:16px;position:relative}
.sidebar-cta .btn{position:relative}

/* ===== ARTICLE ===== */
.article-content{max-width:100%}
.article-content h2{
    font-size:1.4rem;margin-top:32px;margin-bottom:12px;padding-top:20px;
    border-top:2px solid var(--primary-bg);color:var(--primary-dark);
}
.article-content h2:first-child{margin-top:0;padding-top:0;border-top:none}
.article-content h3{
    font-size:1.1rem;margin-top:22px;margin-bottom:8px;
    padding-left:12px;border-left:3px solid var(--gold);
}
.article-content p{color:var(--text-light);font-size:0.98rem;line-height:1.85;margin-bottom:16px}
.article-content ul,.article-content ol{margin:16px 0;padding-left:0}
.article-content ul li,.article-content ol li{
    margin-bottom:8px;color:var(--text-light);line-height:1.75;
    padding:4px 0 4px 28px;position:relative;list-style:none;
}
.article-content ul li::before{pointer-events:none;
    content:'';position:absolute;left:8px;top:12px;width:6px;height:6px;
    border-radius:50%;background:var(--primary);
}
.article-content ol{counter-reset:article-ol}
.article-content ol li{counter-increment:article-ol;padding-left:32px}
.article-content ol li::before{pointer-events:none;
    content:counter(article-ol);position:absolute;left:0;top:4px;
    width:22px;height:22px;border-radius:50%;background:var(--primary-bg-subtle);
    color:var(--primary);font-size:0.78rem;font-weight:800;
    display:flex;align-items:center;justify-content:center;
}
.article-content strong{color:var(--text);font-weight:700}
.article-content a{color:var(--primary);font-weight:600;text-decoration:underline;text-decoration-color:var(--primary-bg);text-underline-offset:2px;transition:text-decoration-color var(--dur)}
.article-content a:hover{text-decoration-color:var(--primary)}

.article-content blockquote{
    border-left:4px solid var(--primary);background:var(--primary-bg-subtle);
    padding:24px 28px;margin:28px 0;border-radius:0 var(--radius-lg) var(--radius-lg) 0;
    position:relative;
}
.article-content blockquote::before{pointer-events:none;
    content:'\201C';position:absolute;top:-8px;left:12px;font-size:3rem;
    color:var(--primary-bg);font-family:Georgia,serif;line-height:1;
}
.article-content blockquote p{margin:0;color:var(--text-secondary);font-style:italic;font-size:1rem;line-height:1.8}
.article-content blockquote cite{display:block;margin-top:10px;font-size:0.85rem;color:var(--text-muted);font-style:normal;font-weight:700}

/* Content narrow container */
.content-narrow{max-width:800px;margin:0 auto}

/* Comparison example cards */
.comparison-example{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0}
.example-card{
    padding:22px 24px;border-radius:var(--radius-lg);border:1px solid var(--border);
    background:#fff;transition:all var(--dur);
}
.example-card:first-child{border-color:var(--error);background:var(--bg-alt)}
.example-card:last-child{border-color:var(--success);background:var(--success-bg)}
.example-card h4{margin-bottom:12px;font-size:1rem}
.example-card ul{padding:0;margin:0}
.example-card ul li{list-style:none;padding:6px 0;border-bottom:1px solid var(--border-light);font-size:0.92rem;color:var(--text-light)}
.example-card ul li:last-child{border-bottom:none;color:var(--dark);font-size:0.95rem}

/* Key-value list styling (for specs, details) */
.kv-list{margin:20px 0;padding:0;border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden}
.kv-list li{display:flex;justify-content:space-between;padding:12px 20px;border-bottom:1px solid var(--border-light);font-size:0.92rem;list-style:none}
.kv-list li:nth-child(even){background:var(--bg-alt)}
.kv-list li:last-child{border-bottom:none}
.kv-list li span:first-child{color:var(--text-muted);font-weight:600}
.kv-list li span:last-child{font-weight:700;color:var(--dark)}

/* Feature highlight box */
.highlight-box{
    padding:24px 28px;border-radius:var(--radius-lg);margin:24px 0;
    border-left:4px solid var(--primary);background:var(--primary-bg-subtle);
}
.highlight-box.gold{border-left-color:var(--gold);background:var(--gold-bg)}
.highlight-box.success{border-left-color:var(--success);background:var(--success-bg)}
.highlight-box h4{margin-bottom:8px}
.highlight-box p{margin:0;font-size:0.93rem;line-height:1.7}

.info-box{
    background:var(--primary-bg-subtle);border:1px solid var(--primary-bg);
    border-radius:var(--radius-lg);padding:22px 26px;margin:28px 0;
    position:relative;padding-left:52px;
}
.info-box::before{pointer-events:none;
    content:'💡';position:absolute;left:18px;top:22px;font-size:1.2rem;
}
.info-box.warning{background:var(--gold-bg);border-color:#fde68a}
.info-box.warning::before{content:'⚠️'}
.info-box.success{background:var(--success-bg);border-color:#bbf7d0}
.info-box.success::before{content:'✅'}
.info-box h4{margin-bottom:6px;color:var(--primary-dark)}
.info-box p{margin-bottom:0;font-size:0.92rem;line-height:1.7}

.toc{
    background:linear-gradient(135deg,var(--primary-bg-subtle),#fff);
    border:1px solid var(--primary-bg);border-radius:var(--radius-lg);
    padding:24px 28px;margin-bottom:32px;
}
.toc h3,.toc h4{font-size:0.8rem;text-transform:uppercase;letter-spacing:0.08em;color:var(--primary);margin:0 0 14px;padding:0;border:none;display:flex;align-items:center;gap:6px}
.toc h3::before,.toc h4::before{content:'📋';font-size:0.9rem}
.toc ol{padding-left:20px;margin:0;counter-reset:none}
.toc ol li{margin-bottom:8px;list-style:decimal;color:var(--text-muted);padding-left:4px}
.toc ol li::before{display:none}
.toc ol li a{color:var(--text-secondary);font-weight:600;font-size:0.9rem;transition:color var(--dur);text-decoration:none}
.toc ol li a:hover{color:var(--primary)}

.article-meta{
    display:flex;gap:16px;flex-wrap:wrap;align-items:center;
    padding:16px 20px;margin-bottom:24px;
    background:var(--bg-alt);border-radius:var(--radius);
    font-size:0.84rem;color:var(--text-muted);font-weight:600;
}
.article-meta span{display:flex;align-items:center;gap:5px}
.article-meta span::before{font-size:0.9rem}

.article-tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:32px;padding-top:24px;border-top:2px solid var(--border-light)}
.tag{
    display:inline-block;padding:6px 14px;background:var(--primary-bg-subtle);
    color:var(--primary);border-radius:100px;font-size:0.78rem;font-weight:700;
    transition:all var(--dur);border:1px solid transparent;
}
.tag:hover{background:var(--primary);color:#fff;border-color:var(--primary)}

.author-box{
    display:flex;gap:20px;align-items:center;padding:24px 28px;
    background:linear-gradient(135deg,var(--bg-alt),#fff);border-radius:var(--radius-lg);
    margin-top:40px;border:1px solid var(--border);
}
.author-avatar{
    width:52px;height:52px;border-radius:50%;
    flex-shrink:0;overflow:hidden;
}
.author-avatar img{width:100%;height:100%;object-fit:cover}
.author-info h4{margin-bottom:2px;font-size:0.95rem}
.author-info p{font-size:0.84rem;color:var(--text-muted);margin:0}

/* ===== BLOG ===== */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.blog-card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);
    overflow:hidden;transition:all var(--dur-slow) var(--ease);
    display:flex;flex-direction:column;
}
.blog-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:transparent}
.blog-card-img{
    height:180px;position:relative;overflow:hidden;
    background:linear-gradient(145deg,#070b18 0%,var(--primary-dark) 50%,var(--primary) 100%);
    display:flex;align-items:center;justify-content:center;
    color:rgba(255,255,255,0.08);font-size:4rem;
}
.blog-card-img::after{pointer-events:none;
    content:'';position:absolute;bottom:0;left:0;right:0;height:40%;
    background:linear-gradient(to top,rgba(0,0,0,0.15),transparent);
}
.blog-card-body{padding:22px;flex:1;display:flex;flex-direction:column}
.blog-card-cat{
    display:inline-block;font-size:0.7rem;font-weight:700;color:var(--primary);
    background:var(--primary-bg-subtle);padding:4px 10px;border-radius:100px;
    margin-bottom:12px;text-transform:uppercase;letter-spacing:0.06em;
    align-self:flex-start;
}
.blog-card-body h3{margin-bottom:8px;font-size:1.05rem;line-height:1.4}
.blog-card-body h3 a{color:var(--dark);transition:color var(--dur)}
.blog-card-body h3 a:hover{color:var(--primary)}
.blog-card-body p{font-size:0.86rem;color:var(--text-muted);margin-bottom:14px;line-height:1.65;flex:1}
.blog-card-footer{
    display:flex;justify-content:space-between;align-items:center;
    font-size:0.8rem;color:var(--text-subtle);font-weight:600;
    padding-top:12px;border-top:1px solid var(--border-light);margin-top:auto;
}
.blog-read-more{color:var(--primary);font-weight:700;display:inline-flex;align-items:center;gap:2px;transition:gap var(--dur)}
.blog-read-more:hover{gap:6px}

/* ===== TABLES ===== */
.table-wrapper{overflow-x:auto;margin:24px 0;border-radius:var(--radius-lg);border:1px solid var(--border);box-shadow:var(--shadow-xs)}
table{width:100%;border-collapse:collapse;font-size:0.88rem}
thead{background:linear-gradient(135deg,var(--primary-deeper),var(--primary-dark))}
th{padding:13px 16px;text-align:left;font-weight:700;color:#fff;border-bottom:none;white-space:nowrap;font-size:0.78rem;text-transform:uppercase;letter-spacing:0.04em}
th:first-child{border-radius:var(--radius-lg) 0 0 0}
th:last-child{border-radius:0 var(--radius-lg) 0 0}
td{padding:12px 16px;border-bottom:1px solid var(--border-light);color:var(--text-light)}
td:first-child{font-weight:700;color:var(--text)}
tbody tr{transition:background var(--dur)}
tbody tr:nth-child(even){background:var(--bg-alt)}
tbody tr:hover{background:var(--primary-bg-subtle)}
tbody tr:last-child td{border-bottom:none}

/* ===== TOOLS ===== */
/* Tool hero */
.tool-hero{padding:110px 0 36px;background:linear-gradient(135deg,#0f1e4a 0%,#1a3a7a 50%,#1d4ed8 100%);color:#fff;position:relative;overflow:hidden}
.tool-hero::before{content:'';position:absolute;inset:0;z-index:0;background:url("data:image/svg+xml,%3Csvg width='24' height='24' viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M11 0h2v8h8v2h-8v8h-2v-8H3v-2h8V0z' fill='%23ffffff' fill-opacity='0.04'/%3E%3C/svg%3E"),radial-gradient(ellipse at 15% 85%,rgba(96,165,250,0.15) 0%,transparent 50%),radial-gradient(ellipse at 85% 15%,rgba(245,158,11,0.08) 0%,transparent 50%);pointer-events:none}
.tool-hero .container{position:relative;z-index:1}
.tool-hero h1{font-size:clamp(1.5rem,4vw,2.1rem);margin-bottom:10px;color:#fff;border:none;padding:0}
.tool-hero-subtitle,.tool-hero p{font-size:0.95rem;color:rgba(255,255,255,0.65);max-width:600px}

/* Tool number input */
.calc-number-input{width:80px;padding:6px 8px;border:1px solid var(--border);border-radius:var(--radius-sm);font-size:0.85rem;margin-top:6px}

/* Result cards (tool page variant) */
.result-cards{display:grid;gap:12px;margin-bottom:24px}
.result-card{display:flex;justify-content:space-between;align-items:center;padding:16px 20px;border:1px solid var(--border);border-radius:var(--radius);background:#fff;transition:all var(--dur)}
.result-card:hover{border-color:var(--primary-bg);box-shadow:var(--shadow-sm)}
.result-card.highlight{border-color:var(--primary);background:var(--primary-bg-subtle)}
.result-label{font-size:0.88rem;font-weight:600;color:var(--text-muted)}
.result-value{font-size:1.1rem;font-weight:800;color:var(--dark)}
.result-card.highlight .result-value{color:var(--primary);font-size:1.2rem}

/* Form input (tool pages) */
.form-input{width:100%;padding:11px 14px;border:2px solid var(--border);border-radius:var(--radius);font-size:0.92rem;outline:none;transition:border-color var(--dur);background:#fff}
.form-input:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,0.06)}

.tool-layout{display:grid;grid-template-columns:380px 1fr;gap:28px;align-items:start}
.calc-panel{background:#fff;border:1px solid var(--border);border-radius:var(--radius-xl);padding:28px;position:sticky;top:88px;box-shadow:var(--shadow)}
.calc-panel h3{margin-bottom:22px}
.result-panel{min-height:300px}
.result-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;margin-bottom:18px}
.result-card h3{margin-bottom:14px}
.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-bottom:22px}
.result-item{padding:14px;background:var(--bg-alt);border-radius:var(--radius);text-align:center;border:1px solid var(--border-light)}
.result-item .label{display:block;font-size:0.75rem;color:var(--text-muted);margin-bottom:4px;font-weight:700;text-transform:uppercase;letter-spacing:0.03em}
.result-item .value{font-size:1.25rem;font-weight:800;color:var(--primary)}
.result-item .value.gold{color:var(--gold-dark)}
.result-item.big{grid-column:span 2}
.result-item.big .value{font-size:1.7rem}

.chart-bars{display:flex;align-items:flex-end;gap:2px;height:160px;padding:0 4px;margin:18px 0}
.chart-bar{flex:1;border-radius:3px 3px 0 0;min-width:4px;transition:all 0.3s;cursor:pointer}
.chart-bar .bar-principal{background:var(--primary);border-radius:3px 3px 0 0}
.chart-bar .bar-interest{background:var(--gold);border-radius:3px 3px 0 0}
.chart-legend{display:flex;gap:18px;justify-content:center;margin-top:10px;font-size:0.8rem;color:var(--text-muted);font-weight:600}
.chart-legend span::before{content:'';display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}
.chart-legend .legend-principal::before{background:var(--primary)}
.chart-legend .legend-interest::before{background:var(--gold)}

.compare-filters{display:flex;gap:14px;flex-wrap:wrap;padding:22px;background:#fff;border-radius:var(--radius-lg);margin-bottom:22px;border:1px solid var(--border);box-shadow:var(--shadow-sm)}
.filter-group{display:flex;flex-direction:column;gap:5px;flex:1;min-width:150px}
.filter-group label{font-size:0.78rem;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:0.03em}
.filter-group select,.filter-group input{padding:9px 12px;border:2px solid var(--border);border-radius:var(--radius-sm);font-size:0.88rem;outline:none;transition:border-color var(--dur);background:#fff}
.filter-group select:focus,.filter-group input:focus{border-color:var(--primary)}

/* ===== CONTACT ===== */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:36px}
.contact-form{background:#fff;border:1px solid var(--border);border-radius:var(--radius-xl);padding:32px;box-shadow:var(--shadow-sm)}
.contact-info-grid{display:grid;gap:14px}
.contact-info-card{display:flex;gap:14px;align-items:flex-start;padding:18px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);transition:all var(--dur-slow) var(--ease)}
.contact-info-card:hover{border-color:var(--primary-bg);box-shadow:var(--shadow);transform:translateY(-2px)}
.contact-info-icon{width:44px;height:44px;border-radius:var(--radius);background:var(--primary-bg-subtle);display:flex;align-items:center;justify-content:center;font-size:1.2rem;flex-shrink:0}
.contact-info-card h4{margin-bottom:3px;font-size:0.95rem}
.contact-info-card p{font-size:0.86rem;color:var(--text-muted);margin:0}

/* Legal */
.legal-content{padding:44px 0}
.legal-content h1{font-size:1.7rem;margin-bottom:8px}
.legal-content .last-updated{font-size:0.86rem;color:var(--text-muted);margin-bottom:28px;font-weight:600}
.legal-content h2{font-size:1.25rem;margin-top:32px;margin-bottom:10px}
.legal-content h3{font-size:1rem;margin-top:22px;margin-bottom:8px}
.legal-content p{color:var(--text-light);line-height:1.8;margin-bottom:12px;font-size:0.92rem}
.legal-content ul{padding-left:22px;margin:10px 0}
.legal-content ul li{list-style:disc;color:var(--text-light);margin-bottom:5px;line-height:1.7;font-size:0.92rem}

/* ===== FORMS ===== */
.form-group{margin-bottom:18px}
.form-group label{display:block;font-weight:700;font-size:0.86rem;color:var(--text-secondary);margin-bottom:5px}
.form-group input,.form-group textarea,.form-group select{
    width:100%;padding:12px 14px;border:2px solid var(--border);border-radius:var(--radius);
    font-size:0.92rem;transition:all var(--dur) var(--ease);outline:none;background:#fff;
}
.form-group textarea{resize:vertical;min-height:110px}
.form-group input:focus,.form-group textarea:focus,.form-group select:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(37,99,235,0.06)}
.form-group input.error{border-color:var(--error)}
.form-error{display:none;color:var(--error);font-size:0.78rem;margin-top:5px;font-weight:600}
.form-group input.error~.form-error{display:block}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-check{display:flex;gap:10px;align-items:flex-start;margin-bottom:12px}
.form-check input[type="checkbox"]{width:18px;height:18px;margin-top:2px;accent-color:var(--primary);flex-shrink:0;cursor:pointer}
.form-check label{font-size:0.82rem;color:var(--text-light);line-height:1.4}
.form-check a{color:var(--primary);text-decoration:underline}
.form-summary{display:flex;gap:1px;margin-bottom:24px;background:var(--border);border-radius:var(--radius);overflow:hidden}
.form-summary-item{flex:1;text-align:center;padding:14px 12px;background:var(--primary-bg-subtle);font-size:0.86rem}
.form-summary-item span{color:var(--text-muted)}
.form-summary-item strong{display:block;color:var(--primary);font-size:1.05rem;margin-top:2px}

/* ===== MODALS ===== */
.modal-overlay{
    position:fixed;top:0;left:0;width:100%;height:100%;
    background:rgba(15,23,42,0.45);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);
    z-index:2000;display:flex;align-items:center;justify-content:center;padding:20px;
    opacity:0;visibility:hidden;transition:all 0.3s var(--ease);
    overflow-y:auto;
}
.modal-overlay.active{opacity:1;visibility:visible}
.modal-content{
    background:#fff;border-radius:var(--radius-2xl);width:100%;max-height:90vh;overflow-y:auto;
    position:relative;transform:scale(0.96) translateY(8px);
    transition:transform 0.3s var(--ease-spring);box-shadow:var(--shadow-xl);
    scrollbar-width:none;-ms-overflow-style:none;
}
.modal-content::-webkit-scrollbar{display:none}
.modal-overlay.active .modal-content{transform:scale(1) translateY(0)}
.modal-close{position:absolute;top:14px;right:18px;background:var(--bg-alt);border:1px solid var(--border-light);width:34px;height:34px;border-radius:50%;font-size:1.2rem;display:flex;align-items:center;justify-content:center;color:var(--text-muted);transition:all var(--dur);z-index:10}
.modal-close:hover{background:var(--border);color:var(--dark)}
.modal-header{text-align:center;margin-bottom:24px}
.modal-header h2{font-size:1.35rem;margin-bottom:4px}
.modal-header p{color:var(--text-muted);font-size:0.9rem}

.form-modal{max-width:460px;padding:36px 32px}
.loading-modal{max-width:420px;padding:44px 32px;text-align:center}
.loading-spinner{margin-bottom:22px;position:relative;width:64px;height:64px;margin-left:auto;margin-right:auto}
.spinner{width:64px;height:64px;border:3px solid var(--border);border-top-color:var(--primary);border-radius:50%;animation:spin 0.7s linear infinite}
.spinner-count{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-size:1.1rem;font-weight:800;color:var(--primary)}
@keyframes spin{to{transform:rotate(360deg)}}
.loading-modal h2{font-size:1.2rem;margin-bottom:6px}
.loading-modal p{color:var(--text-muted);margin-bottom:22px;font-size:0.9rem}
.loading-progress{height:3px;background:var(--border);border-radius:2px;overflow:hidden;margin-bottom:24px}
.progress-bar{height:100%;width:0%;background:linear-gradient(90deg,var(--primary),var(--primary-light));border-radius:2px;transition:width 0.4s var(--ease)}
.loading-steps{text-align:left}
.loading-step{padding:9px 0;color:var(--text-subtle);font-size:0.9rem;font-weight:600;display:flex;align-items:center;gap:8px;transition:color 0.3s}
.loading-step.active{color:var(--primary)}
.loading-step.done{color:var(--success)}
.step-check{opacity:0;transition:opacity 0.3s}
.loading-step.done .step-check{opacity:1}

/* Offers modal */
.offers-modal{max-width:580px;padding:32px}
.offers-list{display:flex;flex-direction:column;gap:14px}

.offer-card{
    border:1px solid var(--border);border-radius:var(--radius-xl);
    padding:0;position:relative;transition:all var(--dur-slow) var(--ease);
    background:#fff;overflow:hidden;
}
.offer-card:hover{border-color:var(--text-faint);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.offer-card.recommended{border:2px solid var(--gold);box-shadow:var(--shadow-gold)}
.offer-card.recommended .offer-card-top{background:linear-gradient(135deg,var(--gold-bg),#fffef5)}
.offer-badge{
    position:absolute;top:0;right:0;
    background:linear-gradient(135deg,var(--gold),var(--gold-light));color:#fff;
    padding:6px 14px 6px 18px;font-size:0.72rem;font-weight:700;
    border-radius:0 0 0 var(--radius);box-shadow:0 2px 6px rgba(245,158,11,0.2);z-index:2;
}

.offer-card-top{padding:16px 20px 12px;border-bottom:1px solid var(--border-light)}
.offer-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:0}
.offer-logo{display:flex;align-items:center;gap:10px}
.offer-logo img{height:36px;width:auto;object-fit:contain;max-width:150px}
.offer-logo-text{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.offer-promo{padding:4px 10px;border-radius:100px;font-size:0.72rem;font-weight:700;background:var(--success-bg);color:var(--success)}
.offer-promo.promo-blue{background:var(--primary-bg);color:var(--primary)}

.offer-card-body{padding:14px 20px}
.offer-details{
    display:grid;grid-template-columns:repeat(3,1fr);gap:1px;
    margin-bottom:10px;background:var(--border);border-radius:var(--radius-sm);overflow:hidden;
}
.offer-detail{text-align:center;background:var(--bg-alt);padding:10px 6px}
.detail-label{display:block;font-size:0.66rem;color:var(--text-subtle);margin-bottom:2px;font-weight:700;text-transform:uppercase;letter-spacing:0.04em}
.detail-value{font-size:0.86rem;font-weight:800;color:var(--dark)}
.offer-info{font-size:0.76rem;color:var(--text-muted);margin-bottom:0;text-align:center;font-weight:600}

.offer-card-footer{padding:0 20px 16px}
.offer-cta{margin-bottom:6px;border-radius:var(--radius)}
.offer-disclaimer{text-align:center;font-size:0.7rem;color:var(--text-subtle);font-weight:600}

/* Show more */
.offers-more{display:none;flex-direction:column;gap:12px}
.offers-more.visible{display:flex}
.offers-toggle{margin-top:4px;font-size:0.88rem;border-radius:var(--radius)}
.offers-toggle .btn-arrow{transition:transform var(--dur) var(--ease)}
.offers-toggle.expanded .btn-arrow{transform:rotate(180deg)}

/* ===== STICKY BAR ===== */
.sticky-bar{
    position:fixed;bottom:0;left:0;right:0;
    background:rgba(255,255,255,0.95);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
    border-top:1px solid var(--border);padding:10px 0;z-index:999;
    transform:translateY(100%);transition:transform 0.4s var(--ease);box-shadow:0 -2px 16px rgba(0,0,0,0.05);
}
.sticky-bar.visible{transform:translateY(0)}
.sticky-bar-inner{display:flex;align-items:center;justify-content:space-between}
.sticky-info{display:flex;gap:18px;align-items:center}
.sticky-amount{font-size:1.2rem;font-weight:800;color:var(--primary)}
.sticky-term{font-size:0.9rem;color:var(--text-muted);font-weight:600}

/* ===== FOOTER ===== */
.footer{background:linear-gradient(180deg,#080d1a,var(--dark));color:rgba(255,255,255,0.6);padding:48px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr 0.8fr 1fr 0.8fr;gap:24px;margin-bottom:32px}
.footer-brand .logo{margin-bottom:14px}
.footer-brand .logo-main{color:#fff;font-size:1.2rem}
.footer-brand .logo-accent{color:rgba(255,255,255,0.7);font-size:1.2rem}
.footer-brand .logo-tld{color:rgba(255,255,255,0.4);font-size:0.75rem}
.footer-brand p{font-size:0.84rem;line-height:1.7}
.footer-col h4{color:rgba(255,255,255,0.9);margin-bottom:14px;font-size:0.82rem;text-transform:uppercase;letter-spacing:0.06em}
.footer-col a{display:block;font-size:0.84rem;margin-bottom:8px;transition:all var(--dur)}
.footer-col a:hover{color:var(--gold-light);transform:translateX(2px)}
.footer-badges{display:flex;justify-content:center;gap:28px;padding:20px 0;border-top:1px solid rgba(255,255,255,0.06);border-bottom:1px solid rgba(255,255,255,0.06);margin-bottom:20px;flex-wrap:wrap}
.badge{font-size:0.82rem;color:rgba(255,255,255,0.6);font-weight:600}
.footer-bottom{text-align:center}
.footer-bottom p{font-size:0.82rem;margin-bottom:6px}
.disclaimer{font-size:0.74rem!important;color:rgba(255,255,255,0.3)!important;max-width:780px;margin:0 auto;line-height:1.65}

/* Cookie Consent */
.cookie-consent{position:fixed;bottom:0;left:0;right:0;background:var(--dark);color:#fff;padding:18px 24px;z-index:3000;transform:translateY(100%);transition:transform 0.4s var(--ease-out);box-shadow:0 -6px 24px rgba(0,0,0,0.2)}
.cookie-consent.visible{transform:translateY(0)}
.cookie-inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:22px}
.cookie-text{font-size:0.86rem;color:rgba(255,255,255,0.8);line-height:1.5}
.cookie-text a{color:var(--gold-light);text-decoration:underline}
.cookie-buttons{display:flex;gap:8px;flex-shrink:0}
.cookie-btn{padding:9px 18px;border-radius:var(--radius-sm);font-weight:700;font-size:0.86rem;cursor:pointer;border:none;transition:all var(--dur)}
.cookie-btn-accept{background:var(--gold);color:#fff}
.cookie-btn-accept:hover{background:var(--gold-dark)}
.cookie-btn-decline{background:transparent;color:rgba(255,255,255,0.5);border:1px solid rgba(255,255,255,0.15)}
.cookie-btn-decline:hover{background:rgba(255,255,255,0.06)}

.related-articles{padding:56px 0;background:var(--bg-alt)}
.related-articles h2{margin-bottom:28px}

/* ===== RESPONSIVE ===== */

/* --- Tablet landscape --- */
@media(max-width:1024px){
    .container{padding:0 20px}
    .hero .container{grid-template-columns:1fr;gap:32px}
    .hero-content{text-align:center}
    .hero-trust{justify-content:center}
    .calculator-card{max-width:500px;margin:0 auto}
    .footer-grid{grid-template-columns:1fr 1fr 1fr;gap:20px}
    .footer-brand{grid-column:span 3}
    .content-with-sidebar{grid-template-columns:1fr}
    .sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:14px}
    .tool-hero{padding:76px 0 28px}
    .tool-hero h1{font-size:1.3rem}
    .tool-layout{grid-template-columns:1fr}
    .calc-panel{position:static}
    .contact-grid{grid-template-columns:1fr}
}

/* --- Tablet portrait & Mobile landscape --- */
@media(max-width:768px){
    /* Global mobile overflow fix */
    html,body{overflow-x:hidden;width:100%}
    main,.content-section,.benefits,.conditions,.reviews,.faq,.cta-banner,.stats,.tool-hero,.page-hero,.hero{overflow-x:hidden}
    .calc-panel,.result-panel,.result-card{max-width:100%;overflow:hidden;word-break:break-word}
    .tool-layout{overflow:hidden}

    /* Container */
    .container{padding:0 16px}

    /* Header / Nav */
    .header-inner{height:56px}
    .logo-main,.logo-accent{font-size:1.1rem}
    .logo-tld{font-size:0.7rem}
    .logo-icon{height:24px;width:24px}
    .nav{
        display:none;position:absolute;top:56px;left:0;right:0;
        background:#fff;
        flex-direction:column;align-items:stretch;padding:0;gap:0;
        overflow-y:auto;max-height:85vh;z-index:1000;
        border-bottom:1px solid var(--border);box-shadow:var(--shadow-lg);
    }
    .nav.active{display:flex}
    .nav-link{display:block;padding:14px 20px;border-radius:0;font-size:0.95rem;width:100%;border-bottom:1px solid var(--border-light);font-weight:600;color:var(--text);text-align:left}
    .nav-item{position:relative}
    .nav-item>a{display:flex;justify-content:flex-start;padding:14px 20px;border-radius:0;font-size:0.95rem;width:100%;border-bottom:1px solid var(--border-light);font-weight:600;color:var(--text)}
    .dropdown-menu{
        position:static !important;opacity:1 !important;visibility:visible !important;
        transform:none !important;box-shadow:none !important;border:none !important;
        padding:0 !important;margin:0 !important;min-width:auto !important;
        max-height:0;overflow:hidden;transition:max-height 0.3s ease;
        pointer-events:auto;background:var(--bg-alt);border-radius:0 !important;
    }
    .nav-item.open .dropdown-menu{max-height:600px}
    .dropdown-menu a{
        display:block !important;padding:12px 20px 12px 20px !important;
        font-size:0.9rem !important;color:var(--text-light) !important;
        border-bottom:1px solid var(--border-light) !important;
        border-radius:0 !important;font-weight:600;
    }
    .dropdown-menu a:last-child{border-bottom:none !important}
    .dropdown-menu a:hover{background:var(--primary-bg-subtle) !important}
    .header-cta{display:none}
    .burger{display:flex}

    /* Hero */
    .hero{padding:76px 0 32px}
    .hero-content{text-align:center;margin-bottom:8px}
    .hero-content h1{font-size:1.4rem;margin-bottom:12px}
    .hero-subtitle{font-size:0.88rem;margin-bottom:14px;text-align:center}
    .hero-trust{gap:6px;justify-content:center;flex-wrap:wrap}
    .hero-trust-item{font-size:0.73rem;padding:4px 10px}

    /* Page Hero */
    .page-hero{padding:72px 0 24px}
    .page-hero h1{font-size:1.25rem;margin-bottom:8px}
    .page-hero p{font-size:0.84rem;margin-bottom:12px}
    .page-hero .hero-trust{justify-content:flex-start;gap:6px}
    .page-hero .hero-trust-item{font-size:0.72rem;padding:4px 8px}

    /* Calculator */
    .calculator-card{border-radius:var(--radius-lg);margin:0 -4px}
    .calculator-header{padding:14px 16px 10px}
    .calculator-header h2{font-size:0.95rem}
    .calculator-header p{font-size:0.8rem}
    .calculator-body{padding:14px 16px}
    .slider-group{margin-bottom:16px}
    .slider-label{font-size:0.82rem;margin-bottom:6px}
    .slider-value{font-size:0.88rem}
    .slider-range{font-size:0.68rem;margin-top:4px}
    .range-slider{height:6px}
    .range-slider::-webkit-slider-thumb{width:22px;height:22px}
    .calculator-summary{grid-template-columns:repeat(3,1fr);gap:1px;border-radius:var(--radius-sm)}
    .summary-item{padding:10px 6px}
    .summary-label{font-size:0.6rem;margin-bottom:2px}
    .summary-value{font-size:0.82rem}
    .summary-value.highlight{font-size:0.88rem}

    /* Stats */
    .stats{padding:28px 0}
    .stats-grid{grid-template-columns:repeat(2,1fr);gap:8px}
    .stat-item{padding:12px 8px}
    .stat-number{font-size:1.7rem}
    .stat-label{font-size:0.78rem}

    /* Sections */
    .benefits,.conditions,.faq,.content-section,.reviews,.related-articles{padding:36px 0}
    .section-title{font-size:1.2rem}
    .section-subtitle{font-size:0.86rem;margin-bottom:24px}
    .cta-banner{padding:36px 0}
    .cta-banner h2{font-size:1.2rem}
    .cta-banner p{font-size:0.86rem;margin-bottom:20px}

    /* Cards */
    .steps-grid::before{display:none}
    .steps-grid,.benefits-grid,.reviews-grid,.blog-grid{grid-template-columns:1fr;gap:10px}
    .step-card{padding:20px 16px}
    .step-icon{width:40px;height:40px;font-size:1.2rem}
    .step-card h3{font-size:0.92rem}
    .step-card p{font-size:0.82rem}

    .benefit-card{padding:18px 16px;text-align:center}
    .benefit-icon{width:40px;height:40px;font-size:1.2rem}
    .benefit-card h3{font-size:0.9rem;margin-bottom:4px}
    .benefit-card p{font-size:0.8rem}

    .review-card{padding:18px}
    .review-card p{font-size:0.86rem}
    .review-stars{font-size:0.9rem;margin-bottom:10px}
    .review-author{flex-direction:row;justify-content:space-between;align-items:center}

    .conditions-grid{grid-template-columns:1fr 1fr;gap:8px}
    .condition-card{padding:14px 12px}
    .condition-icon{width:36px;height:36px;font-size:1.2rem;margin-bottom:8px}
    .condition-card h3{font-size:0.85rem}
    .condition-card p{font-size:0.78rem}

    .provider-grid{grid-template-columns:1fr;gap:10px}

    /* Generic cards */
    .card{padding:18px 16px}

    /* Provider cards */
    .provider-card{padding:16px}
    .provider-badge{top:8px;right:8px;font-size:0.65rem;padding:3px 8px}
    .provider-card>div[style*="flex-wrap"] img{height:28px !important}
    .provider-card>div[style*="flex-wrap"]{margin-bottom:8px !important}
    .provider-type{font-size:0.68rem;padding:2px 8px}
    .provider-stats{grid-template-columns:repeat(3,1fr)}
    .provider-stat{padding:8px 4px}
    .provider-stat-label{font-size:0.58rem}
    .provider-stat-value{font-size:0.78rem}
    .provider-card .btn{padding:10px;font-size:0.85rem}

    /* Reviews */
    .review-card{padding:20px}
    .review-card::before{pointer-events:none;display:none}
    .comparison-example{grid-template-columns:1fr}
    .review-card p{font-size:0.88rem}

    /* FAQ */
    .faq-question{padding:16px 18px;font-size:0.9rem}
    .faq-toggle{width:24px;height:24px;font-size:1rem}
    .faq-answer p,.faq-answer ul{padding:0 18px 16px;font-size:0.88rem}

    /* Blog */
    .blog-card-img{height:120px}
    .blog-card-body{padding:14px}
    .blog-card-cat{font-size:0.65rem;margin-bottom:6px}
    .blog-card-body h3{font-size:0.92rem;margin-bottom:4px}
    .blog-card-body p{font-size:0.8rem;margin-bottom:10px}
    .blog-card-footer{font-size:0.75rem;padding-top:8px}

    /* Article content */
    .article-content h2{font-size:1.15rem;margin-top:24px;padding-top:16px}
    .article-content h3{font-size:1rem;margin-top:18px}
    .article-content p{font-size:0.88rem;line-height:1.75}
    .article-content ul li,.article-content ol li{font-size:0.86rem;padding-left:22px}
    .toc{padding:14px 16px}
    .toc ol li{margin-bottom:6px}
    .toc ol li a{font-size:0.84rem}
    .info-box{padding:16px 16px 16px 44px;margin:18px 0}
    .info-box::before{left:14px;font-size:1rem}
    .article-content blockquote{padding:16px 18px;margin:18px 0}
    .author-box{flex-direction:row;text-align:left;gap:12px;padding:16px}
    .author-avatar{width:40px;height:40px}

    /* Tables - all tables scrollable on mobile */
    .table-wrapper,div[style*="overflow-x"]{margin-left:-12px;margin-right:-12px;border-radius:0;-webkit-overflow-scrolling:touch}
    table{font-size:0.75rem !important;min-width:480px}
    th{padding:8px 10px !important;font-size:0.68rem !important}
    td{padding:8px 10px !important;font-size:0.75rem !important}
    td:first-child{white-space:nowrap;font-weight:700}

    /* Tools */
    .tool-hero{padding:72px 0 24px}
    .tool-hero h1{font-size:1.2rem}
    .tool-hero-subtitle{font-size:0.84rem}
    .tool-layout{grid-template-columns:1fr;gap:16px}
    .calc-panel{position:static;padding:16px;border-radius:var(--radius-lg)}
    .calc-panel h2,.calc-panel h3{font-size:1rem;margin-bottom:14px}
    .calc-panel .slider-group{margin-bottom:14px}
    .calc-panel .slider-label{display:flex;justify-content:space-between;align-items:baseline;gap:4px;font-size:0.82rem}
    .slider-value{font-size:0.88rem !important}
    .calc-panel .slider-range{font-size:0.66rem}
    .calc-number-input{display:none}
    .form-input{font-size:0.88rem;padding:10px 12px}
    .result-panel{min-height:auto}
    .result-cards{gap:8px}
    .result-card{padding:12px 14px;flex-direction:row;justify-content:space-between;align-items:center;gap:8px}
    .result-label{font-size:0.8rem}
    .result-value{font-size:0.95rem}
    .result-card.highlight .result-value{font-size:1.05rem}
    .result-grid{grid-template-columns:1fr}
    .result-item.big{grid-column:span 1}
    .result-item .value{font-size:1rem}
    .result-item.big .value{font-size:1.3rem}
    .compare-filters{flex-direction:column;padding:14px}
    .filter-group{min-width:auto}
    .content-narrow{padding:0}

    /* Contact */
    .contact-form{padding:24px 18px}
    .contact-info-card{padding:14px}

    /* Modals */
    .modal-overlay{padding:10px;align-items:center}
    .modal-content{border-radius:var(--radius-lg);max-height:90vh}
    .form-modal{padding:28px 20px 32px}
    .offers-modal{padding:24px 16px 32px}
    .loading-modal{padding:36px 24px}
    .modal-header h2{font-size:1.2rem}
    .offer-card-top{padding:12px 16px 10px}.offer-card-body{padding:10px 16px}.offer-card-footer{padding:0 16px 14px}
    .offer-badge{font-size:0.68rem;padding:5px 12px 5px 14px}
    .offer-logo img{height:30px}
    .offer-promo{font-size:0.7rem;padding:3px 8px}
    .offer-details{grid-template-columns:repeat(3,1fr);gap:0}
    .offer-detail{padding:8px 4px;text-align:center;border-right:1px solid var(--border)}
    .offer-detail:last-child{border-right:none}
    .detail-label{font-size:0.62rem}
    .detail-value{font-size:0.78rem}
    .offer-info{font-size:0.72rem}
    .offer-cta{font-size:0.86rem;padding:11px 14px}
    .offer-disclaimer{font-size:0.68rem}
    .offers-toggle{font-size:0.84rem;padding:10px}

    /* Sidebar */
    .sidebar{grid-template-columns:1fr}
    .sidebar-card{padding:18px}
    .sidebar-cta{padding:20px}

    /* Footer */
    .footer{padding:36px 0 20px}
    .footer-grid{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:24px}
    .footer-brand{grid-column:span 2}
    .footer-brand p{font-size:0.8rem;margin-top:8px}
    .footer-col h4{font-size:0.75rem;margin-bottom:8px}
    .footer-col a{font-size:0.8rem;margin-bottom:6px}
    .footer-badges{flex-direction:row;flex-wrap:wrap;justify-content:center;gap:8px;padding:12px 0}
    .badge{font-size:0.75rem}
    .footer-bottom p{font-size:0.75rem}
    .disclaimer{font-size:0.68rem!important}

    /* Sticky bar */
    .sticky-bar{padding:8px 0}
    .sticky-bar-inner{flex-direction:row;gap:10px;align-items:center}
    .sticky-info{gap:8px;flex:1}
    .sticky-amount{font-size:0.95rem}
    .sticky-term{font-size:0.78rem}
    .sticky-bar .btn{padding:9px 16px;font-size:0.82rem;white-space:nowrap}

    /* Cookie */
    .cookie-consent{padding:14px 16px}
    .cookie-inner{flex-direction:column;text-align:center;gap:12px}
    .cookie-text{font-size:0.82rem}
    .cookie-buttons{justify-content:center}
    .cookie-btn{padding:8px 16px;font-size:0.82rem}

    /* Forms */
    .form-group input,.form-group textarea,.form-group select{padding:11px 14px;font-size:0.9rem}
    .form-group label{font-size:0.84rem}
    .form-check label{font-size:0.8rem}
    .form-row{grid-template-columns:1fr}
    .form-summary{gap:0;flex-direction:row}
    .form-summary-item{padding:10px 8px;font-size:0.82rem}
    .form-summary-item strong{font-size:0.95rem}

    /* Breadcrumb */
    .breadcrumb{padding:10px 0;font-size:0.78rem}

    /* Legal */
    .legal-content h1{font-size:1.4rem}
    .legal-content h2{font-size:1.15rem}
    .legal-content p,.legal-content ul li{font-size:0.88rem}

    /* Buttons */
    .btn-lg{padding:13px 24px;font-size:0.92rem}
    .btn-block{border-radius:var(--radius)}

    /* Eligibility tool */
    .progress-steps{gap:16px}
    .progress-step{width:32px;height:32px;font-size:0.8rem}
}

/* --- Mobile portrait --- */
@media(max-width:480px){
    .container{padding:0 12px}
    .hero-content h1{font-size:1.25rem}
    .hero{padding:70px 0 28px}
    .page-hero,.tool-hero{padding:66px 0 20px}
    .page-hero h1,.tool-hero h1{font-size:1.1rem}
    .benefits-grid{grid-template-columns:1fr}
    .benefit-card p{display:block}
    .conditions-grid{grid-template-columns:1fr}
    .form-summary{flex-direction:column;gap:0}
    .form-summary-item+.form-summary-item{border-top:1px solid var(--border)}
    .footer-grid{grid-template-columns:1fr}
    .footer-brand{grid-column:span 1}
    .stat-number{font-size:1.4rem}
    .stat-label{font-size:0.7rem}
    .stats{padding:20px 0}
    .stats-grid{gap:2px}
    .stat-item{padding:8px 4px}
    .offer-details{grid-template-columns:repeat(3,1fr)}
    .offer-detail{padding:6px 2px}
    .detail-value{font-size:0.72rem}
    .detail-label{font-size:0.58rem}
    .modal-header h2{font-size:1rem}
    .example-card{padding:14px 16px}
    .example-card h4{font-size:0.88rem}
    .example-card ul li{font-size:0.82rem}
    .elig-option{padding:10px 12px;font-size:0.85rem}
    .progress-step{width:28px;height:28px;font-size:0.75rem}
    .sticky-bar-inner{flex-direction:column;gap:6px}
    .sticky-bar .btn{width:100%}
}

/* --- Small phones --- */
@media(max-width:360px){
    .container{padding:0 12px}
    .hero-content h1{font-size:1.15rem}
    .btn-lg{padding:11px 18px;font-size:0.86rem}
    .offer-details{grid-template-columns:1fr}
    .offer-detail{display:flex;justify-content:space-between;padding:6px 10px;border-right:none;border-bottom:1px solid var(--border)}
    .offer-detail:last-child{border-bottom:none}
    .provider-stats{grid-template-columns:1fr}
    .provider-stat{display:flex;justify-content:space-between;padding:6px 10px}
}

/* --- Touch improvements --- */
@media(hover:none){
    .btn:hover{transform:none}
    .card:hover,.benefit-card:hover,.step-card:hover,.condition-card:hover,.review-card:hover,.blog-card:hover,.provider-card:hover,.offer-card:hover,.contact-info-card:hover{transform:none}
    .btn:active{transform:scale(0.97);transition:transform 0.1s}
    .range-slider::-webkit-slider-thumb{width:28px;height:28px}
    .range-slider::-webkit-slider-thumb:hover{transform:none}
}

@media print{
    .header,.sticky-bar,.cookie-consent,.modal-overlay,.burger,.offers-more,.offers-toggle{display:none!important}
    .hero,.page-hero{padding-top:20px;background:#fff!important;color:#000!important}
    .modal-overlay{display:none!important}
}